David joined St. Germain in January 2023, bringing valuable experience from his role as a credit analyst in the commercial lending department at Florence Bank. There, he analyzed financial statements and prepared risk assessments for commercial loans. David earned his BS in Business Administration from Merrimack College with a double concentration in Corporate Finance and Management, and is currently pursuing his MBA at the University of Massachusetts/Lowell. He is driven by helping clients navigate their financial journeys and providing personalized guidance through various financial stages in life. David serves on the Finance Committee of the Young Women’s Christian Association (YWCA) and is a Notary Public. Outside of work, he enjoys fishing and golfing in summer, skiing in winter, and spending time with family and friends year-round.