David joined the firm in the January of 2023. Prior to working a St. Germain, David worked at Florence Bank as a credit analyst for the commercial lending department. There he would analyze and spread financial statements; to prepare written analyses of the risks for the Bank’s commercial and real estate loans.

He earned his BS in Business Administration from Merrimack College and continues his education being enrolled for his MBA with a Corporate Finance concentration, at the University of Massachusetts/Lowell. David holds the FINRA Series 65 designation as a registered investment advisor.